How Does MMM Work (In a nutshell)?


You register to Join MMM, provide help, your money grows by 30% monthly on a compound interest basis.
Example if you provide help of N100,000, after 30% you earn 30% of N100,000, which is N30,000, so you have N130,000 + registration bonus. If you refer someone, you get a 10% referral bonus on every contribution they make for life.
  • Registration: Free
  • Registration Requirements: Name, Email address & Cell Number
  • After Registration: Add bank details, confirm email and cell number
  • Provide Help (PH): Make Contribution, Request to Provide Help to someone.
  • Get Help (GH): Make Withdrawal, Request to Get Help from someone.
  • Monthly Growth of Contribution: 30%
  • Registration Bonus 1: $20 (contribution of $50 – $499), $50 or
  • Registration Bonus 2: $50 (contribution of $500 – $2,999)
  • Registration Bonus 3: $100 (contribution of $3000+)
  • Referral bonus: 10% of every contribution of the person you referred makes.
  • Leader Bonus: 5%, 3%, 1%, 0.5%, 0.3%
  • Testimonial Video Bonus: +10%, +5% or +1% of Get Help amount received.
  • Testimonial Bonus (Text, No Video): +1% or +0.5% of Get Help amount received


You register to Join MMM, , Provide Help (GH = Make a contribution to help somebody), your money grows by 30% monthly on a compound interest basis. So if you Provide Help of N100,000, after 30% you earn 30% of N100,000, which is N30,000, so you have N130,000 + registration bonus. If you refer someone, you get a 10% referral bonus on every contribution they make for life.
Your money grows on a compund interest basis, so in the second month (if you do not request to Get Help (withdraw), you earn 30% on N130,000, which gives you N169,000 9after two months). However you may request to Get Help (GH) anytime and your balance is calculated pro-rata (calculated based on total at that moment).
Also get a registration bonus if your provide help for N16,000 upwards, its a once off, so providing help for less means you lose that opportunity forever. See topic on bonuses to understand how you earn bonuses.
  • MMM is not mandatory, its individual choice.
  • MMM has no office and No Central bank Account.
  • MMM offers No Guarantess.
  • MMM participants pay each other directly into each other’s account.
  • MMM provides the technical and administrative platform ONLY.
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